Ian Smith
thecltmortgageguy · VP of Lending at Rate · NMLS #1465241
Rates · Market Intel · What It Means For You
About Ian Smith
Ian Smith is Vice President of Mortgage Lending at Rate in Charlotte, North Carolina (NMLS #1465241). Born and raised in Charlotte, he graduated from UNC Charlotte and started in the industry as a processor. That foundation has since helped hundreds of families become homeowners.
Known across the market as thecltmortgageguy, Ian handles everything from first-time buyer and down payment assistance loans to self-employed, investment property, DSCR, construction, FHA, VA, and USDA financing.
The part that never gets old is the photo of a family holding their keys in front Ian Smith is Vice President of Mortgage Lending at Rate in Charlotte, North Carolina (NMLS #1465241). Born and raised in Charlotte, he graduated from UNC Charlotte and started in the industry as a processor. That foundation has since helped hundreds of families become homeowners.Known across the market as thecltmortgageguy, Ian handles everything from first-time buyer and down payment assistance loans to self-employed, investment property, DSCR, construction, FHA, VA, and USDA financing. The part that never gets old is the photo of a family holding their keys in front of their new home.Away from work, he skis, mountain bikes, and takes long walks, and he splits his time between Charlotte, New York City, and Garden City, South Carolina.of their new home.
Ian also hosts Tuesday Mortgage Chat, a free weekly session on mortgage and real estate. Away from work, he skis, mountain bikes, and takes long walks, and he splits his time between Charlotte, New York City, and Garden City, South Carolina.
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